Credit Cards

When I was 16 I went to Disney World, we usually go every year for Martin Luther King Holiday. When we walked through the gate there were people their getting people to sign up for credit cards, if you signed up then you received a free bag with Disney on it. I asked my mom if I could sign up knowing I wasn't old enough she said no. But I did it anyways. I put a fake birthday so I could get the bag and didn't put my social down, about two weeks later I received in the mail a credit card from them. That just shows why Teens are more likely to be in debt they sign up just to get what ever it is they are giving away. So I had a 500 dollar spending limit and boy did I max it out. Well, I didn't pay it so now my credit pretty much sucks if I could go back I would never have signed up for it. Now they bill is so high I cant afford to pay it.